It all started with a cup of coffee and a rejected cashback claim from a different credit card. Frustrated, Avni—a savvy digital native—wondered why managing money had to feel like decoding rocket science. Then she discovered the Roarbank RuPay Credit Card by Unity SFB. Her financial life hasn’t been the same since.
This stylish black card didn’t just offer plastic power—it introduced an all-in-one financial experience wrapped in rewards, savings, UPI, and a stunning app. If you’ve ever felt let down by traditional cards, you’re in for a revolution.
What is the Roarbank RuPay Credit Card?
The Roarbank RuPay Credit Card is not your typical credit card. It’s your credit card, UPI wallet, and savings account, all merged into one sleek black card backed by Unity Small Finance Bank. The concept? Simplicity meets functionality.
Features Overview:
- Free issuance and doorstep delivery
- ₹1.5L credit limit and 62-day interest-free period
- Up to 20% cashback on your favorite categories
- One-touch UPI payments and cardless transactions
- Real human support—no more bots!
Why Choose Roarbank? Because Flexibility is the Future
Flexibility in finance isn’t a luxury—it’s a necessity. With Roarbank, you’re not confined to a single category of rewards. You’re encouraged to explore.
Each month, two categories are fixed for you (automatically selected), while you can choose any two additional categories based on your personal spending habits.
Categories with Cashback Rates:
- 1% on Utility Payments
- 1% on Mobile Top-ups
- 1.5% on Petrol & Services
- 1.5% on Groceries
- 5% on Cafes & Restaurants
- 5% on Clothing
- 20% on Pets
- 20% on Movies
Step-by-Step Guide to Get Started with Roarbank
Check Invite Status
Roarbank is currently invite-only. Head over to their website or app to check if you’re eligible. You’ll need your basic KYC details ready.
Apply Online
If eligible, you can proceed with the fully digital application. No branch visits. No paperwork. Welcome to 2025.
Get Approved Instantly
Thanks to Roarbank’s lightning-fast process, most applications are approved within minutes. Your virtual card will be ready immediately.
Receive Your Physical Card
Your sleek black Roarbank RuPay Credit Card is delivered to your doorstep. For free.
Activate and Spend
Use the app to activate your card, choose your categories, and start earning cashback of up to 20%.
Bold Benefits of the Roarbank Card
Let’s get real. Traditional cards often come with hidden fees, clunky apps, and uninspiring rewards. Roarbank RuPay Credit Card flips the script:
No Hidden Charges
Seriously. What you see is what you get. Free issuance, no delivery fees, and transparent billing.
Grace Period of 62 Days
Stretch your payment cycle with confidence. That’s two whole months of interest-free usage.
Seamless App Experience
The Roarbank app is where the magic happens. Track expenses, set spend limits, and even block your card temporarily—all within seconds.
Dual Power: Credit + UPI
You can pay your chaiwala with UPI and book your international hotel with credit—all using the same card.
Real Customer Support
Gone are the days of robotic replies. Roarbank features human support—actual people who care.
Deep Dive: Cashback Categories & Real Use Cases
Utilities – 1%
From electricity to water bills, every rupee adds up. Pay them all via Roarbank and earn while you clear your dues.
Mobile Top-Ups – 1%
A little cashback here makes your monthly recharge easier to digest.
Petrol & Services – 1.5%
Fuel your tank and service your car—and let Roarbank refuel your wallet.
Groceries – 1.5%
Every trip to the market becomes a reward-filled experience.
Cafes & Restaurants – 5%
Now your food outings come with financial dessert.
Clothing – 5%
A wardrobe upgrade that pays you back. Yes, please.
Pets – 20%
Pet food, grooming, or vet visits—this is where Roarbank truly roars. Your furry friends have never been more rewarding.
Movies – 20%
Watch a blockbuster, and enjoy the popcorn knowing you’ve earned cashback on the ticket.
Built on Trust: Unity Small Finance Bank
Unity SFB isn’t just any bank. It’s a tech-first, customer-focused financial powerhouse. The Roarbank Card is secured and regulated, ensuring every swipe is protected.
With robust encryption and a reliable back-end, you’re not just earning cashback—you’re investing in financial peace.
Who Should Use Roarbank?
Whether you’re a:
- College student managing limited funds
- Working professional with high dining & clothing expenses
- Pet parent who pampers their furball
- Frequent movie-goer
Final Thoughts
In a world full of plastic, only a few cards offer personality. Roarbank RuPay Credit Card by Unity SFB isn’t just another product—it’s a companion to your lifestyle.
Cashback of up to 20%, zero hidden fees, a credit line of up to ₹1.5L, a powerful app, and unmatched human support.
