American Express has been consistently rolling out competitive welcome bonuses over the past year — with the American Express® Gold Card leading the way. For eligible applicants, the current public welcome offer can be as high as 100,000 Membership Rewards® points after meeting minimum spending requirements.
In this guide, we’ll break down the current Amex Gold Card welcome offer, explore ways to secure the highest bonus possible, explain the card’s benefits, and share ideas on how to redeem your points for maximum value.
Current Amex Gold Card Welcome Bonus
As of August 2025, the public offer for the Amex Gold Card is:
Earn up to 100,000 Membership Rewards® points after spending $6,000 on eligible purchases within the first six months.
- Membership Rewards point value: ~2.2 cents per point
- 100,000 points = ~$2,200 in travel value
- 90,000 points = ~$1,980
- 60,000 points = ~$1,320
Since welcome offers vary by applicant, not everyone will be eligible for the maximum bonus. American Express determines the exact offer you qualify for during the application process, using a soft credit check (no impact on your credit score unless you accept the card).
Read More: Amex Centurion Card Review: Cost, Perks, and Hidden Realities of the Black Card
How to Find the Best Amex Gold Card Offer
Check Directly on the American Express Website
Start by visiting the official American Express Gold Card application page. The site will show your targeted welcome offer after a quick soft credit check.
- No hard inquiry unless you accept the card
- Offers may vary from 60,000 to 100,000 points
- Targeted applicants sometimes receive elevated 90,000–100,000 point offers
Example: A 90,000-point offer was spotted on June 20, 2025, for select applicants.
Use the CardMatch Tool
If you don’t see an elevated offer directly on Amex’s site, try the CardMatch tool.
- Also uses a soft credit check
- Matches you with potential elevated offers
- Requires basic personal details (name, address, email)
This method often uncovers hidden welcome bonuses not publicly advertised.
Get a Targeted Referral
Referral offers can sometimes be the highest available.
- Ask a friend with an Amex Gold Card to send you their referral link
- Some targeted referrals include the 90,000-point bonus
- If the first link doesn’t show a high bonus, try another friend
Watch for Email Offers
Opt-in to Amex marketing emails in your account settings. Occasionally, American Express sends targeted offers directly to your inbox — often higher than public rates.
Key Benefits of the American Express® Gold Card
Beyond the welcome bonus, the Amex Gold Card is designed for food lovers, frequent travelers, and everyday spenders.
Annual Credits
- $120 Uber Cash (up to $10/month for rides or Uber Eats in the U.S.)
- $120 Dining Credit at Grubhub, Cheesecake Factory, Goldbelly, Wine.com, and Five Guys
- $100 Resy Credit ($50 every six months at eligible Resy restaurants)
- $84 Dunkin’ Credit ($7/month at U.S. Dunkin’ locations)
Enrollment is required for some benefits.
Earning Rates
- 4x points at restaurants (including takeout & delivery in the U.S.) — up to $50,000 per year
- 4x points at U.S. supermarkets — up to $25,000 per year
- 3x points on flights booked directly with airlines or via Amex Travel
- 1x points on all other purchases
Best Ways to Redeem Amex Gold Card Points
Business Class to Europe with ANA
- Transfer to ANA Mileage Club (Star Alliance partner)
- 100,000 miles round-trip in United Polaris or Lufthansa Business Class
Multiple Trips to French Polynesia
- Transfer to Qantas Frequent Flyer at 1:1 ratio
- 27,500 miles one-way from LAX to Tahiti — 90,000 points covers three trips
Hotel Stays in Japan
- Transfer to Choice Privileges for hotels as low as 8,000 points/night
- 90,000 points = 11 nights in Tokyo or Kyoto
Extended Hilton Stays
- Transfer to Hilton Honors at 1:2 ratio
- Rooms starting at 5,000 points/night — 90,000 points = up to 36 nights
Pro Tips for Maximizing Your Amex Gold Card
- Combine with Amex Platinum or Green to pool points into one Membership Rewards account
- Watch for Amex transfer bonuses to partners (often +20–30%)
- Use points for premium cabin flights for the highest value
- Pair with Amex Offers to save more on everyday purchases
Final Thoughts
If you’ve been considering the American Express® Gold Card, now is an excellent time to apply. With a welcome bonus worth up to $2,200, valuable annual credits, and strong everyday rewards, this card delivers substantial value for food lovers and travelers alike.
Whether you use your points for luxury travel, long hotel stays, or bucket-list destinations, securing the highest possible welcome offer is the first step to maximizing your Membership Rewards® points.
FAQs
What is the current welcome bonus for the Amex Gold Card in 2025?
As of 2025, eligible applicants can earn up to 100,000 Membership Rewards® points after spending $6,000 on purchases in the first six months.
How much are 100,000 Amex Membership Rewards® points worth?
On average, Membership Rewards points are valued at about 2.2 cents each, making 100,000 points worth roughly $2,200 in travel value.
How can I find the highest Amex Gold Card welcome offer?
Check the official American Express website, use the CardMatch tool, look for targeted email offers, or apply through a friend’s referral link.
Will checking for my Amex Gold offer affect my credit score?
No. American Express uses a soft credit check to show your offer, which does not impact your credit score unless you accept the card.
What are the main benefits of the Amex Gold Card?
The card offers 4x points at restaurants and U.S. supermarkets, up to $340 in annual dining and Uber credits, and flexible travel rewards.
Conclusion:
The American Express® Gold Card continues to be one of the most rewarding cards for dining, groceries, and travel enthusiasts. With a welcome bonus worth up to 100,000 Membership Rewards® points — potentially $2,200 in value — this is a golden opportunity for those seeking high-value rewards and premium benefits.
By checking directly with American Express, using the CardMatch tool, exploring referral offers, and watching for targeted promotions, you can increase your chances of securing the highest possible offer. Pair these strategies with smart spending in the card’s bonus categories, and you’ll unlock exceptional travel, dining, and lifestyle experiences.
